What is a mortgage loan is different from neipotechnogo
What makes "mortgage" and "collateral" As already stated, the mortgage - is the key. But not every mortgage - mortgages. The fact that the mortgage - is the key, which is public in nature. In the mortgage real estate agencies that record deal, make the appropriate entries for that property is encumbered with a pledge. Any interested person may request a statement from the State register of real estate rights and transactions. In this statement, if the property is mortgaged, must be pointed out that there is an encumbrance: bail. Mortgage: A little of the history of the term "mortgage" - of Greek origin. Even in ancient Greece it was possible to obtain secured loans, such as land. The borrower received the money from the lender (mortgage), and to avoid any temptation to get the money to bail the same plot with other creditors, was obliged on the site, encumbered by a mortgage to establish a special sign (pole or stone). This sign is announced to that the land is pledged that under his guarantee of a mortgage loan has been received. What is a mortgage loan is different from neipotechnogo distinctive feature of a mortgage loan - is the key: there is a pledge - have a mortgage, no mortgage - no mortgage mortgage term: The term "Mortgage Loan" - means a loan granted bail.The main difference between a mortgage loan from non-mortgage - a mortgage: that is, the presence of collateral. Moreover, the mortgage loan may be granted bail as the existing property owned by the borrower and the security of property to be acquired (if the mortgage is issued simultaneously with the acquisition of property). To better understand the difference between a mortgage and a mortgage, give an example: Loans secured by existing flat bank issues the credit, "consumer credit", which the borrower can be used for anything. This is a mortgage loan or mortgage? There is a pledge - so there is a mortgage and loan - a mortgage. The name "Mortgage Loan" - means a loan under this deposit.The main difference between a mortgage loan with no collateral - mortgages: in this case is the presence of the mortgage. In addition, the mortgage loan can be issued as well as some causative leading into the property the borrower's wealth, so (way and bought some zaruka wealth (if the mortgage is formed simultaneously with dostavaniem wealth). To understand the difference among the preferred mortgage and no mortgage, I will cast down Sample: Under the existing housing obligation banchishko releases the loan, "consumer credit", to use that kreditozaemschik capable of that same desire. This mortgage loan or a mortgage does not? There is a guarantee - therefore eat a mortgage and loan - mortgage. Another benchmark: the Bank provided loan to purchase real estate. But hoist this property not claimed. not have a mortgage - there is no mortgage. and credit - no mortgage. emphasize once more what a mortgage varies with the presence of no collateral mortgage. Another example: Bank of issued a loan to buy real estate. But this property as collateral is not required. No deposit - no mortgage. and credit - not the mortgage. Once again, the mortgage loan is different from non-availability of mortgage collateral.